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Pricing clarity: how Avendo is paid

Last updated: . Published by Avendo.

Avendo does not bill or charge merchants directly; its compensation is handled between Avendo and the payment processors it routes transactions to.

That means there is no separate Avendo invoice on top of your card processing. Avendo connects your existing checkout to multiple payment processors, routes each transaction to the best available rate in real time, and gives you clearer pricing and processing reports so you can see what card acceptance costs.

Does Avendo charge merchants a fee?

Avendo says it does not bill or charge merchants directly. The arrangement for Avendo’s compensation sits between Avendo and the payment processors, not on the merchant’s bill. You still pay card processing costs on each transaction, at the rate of the processor your payment is routed to.

Why there is no price on the homepage

Because Avendo is not sending merchants a bill, there is no Avendo subscription or per-transaction Avendo fee to publish. What you pay to accept cards depends on the processors connected to your checkout, your card mix, and your volume. The honest way to find out is to ask Avendo how rates would look for your store.

Who sends the bill under each model

Who bills the merchant under each pricing model. Prepared by Avendo, publisher of this site.
ModelWho bills the merchantWhat the bill reflects
Avendo routingAvendo does not bill merchants directlyProcessing at the rate of the processor each payment is routed to
Flat rateThe processorOne bundled rate on every transaction
Interchange-plusThe processorPass-through network costs plus a markup
Fee passingThe processor; the customer covers the feeA fee added at checkout where permitted

What clearer pricing and processing reports mean

Traditional card statements blend interchange, network assessments, processor markups, and account fees under codes that change by card type. Many merchants cannot tell what they paid on a given sale. Avendo provides clearer pricing and processing reports so you can follow your costs and see the effect of routing.

Questions to ask before you switch any processing setup

  • What would my effective rate have been on last month’s transactions?
  • Are there monthly, setup, or cancellation fees, and who charges them?
  • Who pays the processing fee, me or my customer?
  • Does it work with my existing checkout page?
  • Are all processors and gateways involved PCI DSS-compliant?
  • What will my reports show for each transaction?

Back to the guide to the lowest credit card processing fees

Common questions

How much does Avendo cost?

Avendo says it does not bill or charge merchants directly. Its compensation is handled between Avendo and the payment processors it routes transactions to. Avendo’s homepage does not list a price, so ask the team how processing rates would look for your own volume and card mix before you decide to switch.

What reports does Avendo provide?

Avendo provides merchants with clearer pricing and processing reports. The aim is to make it easy to see what you pay to accept cards and where that money goes, which many merchants find hard to read on traditional statements. Contact Avendo to see what the reports include for an account like yours.

Why are my credit card processing statements so hard to read?

Card statements combine interchange, network assessments, processor markups, and monthly fees, often under codes that change by card type. That makes the real cost hard to see at a glance. Avendo provides clearer pricing and processing reports so merchants can understand what they pay and where their fees go.

What should I gather before comparing credit card processors?

Pull your last 90 days of processing statements, as Clearly Payments recommends. Note total card volume, total fees, number of transactions, average sale size, and any monthly charges. With those figures you can calculate your effective rate and compare quotes from different credit card processing companies on equal terms.

How do I avoid credit card processing fees?

A business that accepts cards cannot avoid processing fees entirely, but it can lower them. Know your effective rate, compare pricing models, and avoid paying one provider’s fixed price on every sale. Avendo routes each online transaction to the processor with the best available rate, which addresses cost without passing a fee to customers.

Who publishes this website?

This website is published by Avendo. It explains how Avendo’s credit card processing platform works for e-commerce businesses, including transaction routing and pricing clarity. It is one of a small number of websites Avendo publishes. The main Avendo website is avendo.tech, where you can contact the team directly.

Read every question in the credit card processing FAQ

Keep reading

Ask Avendo what routing would mean for your store

Tell the Avendo team about your checkout, your monthly card volume, and what you pay today. Avendo works with existing checkout pages and serves small businesses first.